{"id":1299,"date":"2023-07-20T06:58:54","date_gmt":"2023-07-20T06:58:54","guid":{"rendered":"https:\/\/filose.com\/news-and-blogs\/?p=1299"},"modified":"2023-11-06T13:13:33","modified_gmt":"2023-11-06T13:13:33","slug":"upi-revolutionizing-digital-payments-in-india","status":"publish","type":"post","link":"https:\/\/www.filose.com\/news-and-blogs\/upi-revolutionizing-digital-payments-in-india","title":{"rendered":"UPI \u0915\u0940 \u0936\u0915\u094d\u0924\u093f \u0915\u093e \u0905\u0938\u0930: \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u0947\u0902 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0906 \u0917\u0908"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_image src=&#8221;https:\/\/filose.com\/news-and-blogs\/wp-content\/uploads\/2023\/07\/upi-write-up-hindi.jpg&#8221; alt=&#8221;UPI \u0915\u0940 \u0936\u0915\u094d\u0924\u093f \u0915\u093e \u0905\u0938\u0930: \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u0947\u0902 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0906 \u0917\u0908&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-30px|||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;2px||0px||false|false&#8221; custom_margin_tablet=&#8221;2px||||false|false&#8221; custom_margin_phone=&#8221;2px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-7px|||||&#8221; custom_padding=&#8221;30px|||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;25px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; module_class=&#8221;inner-page&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; width=&#8221;105.6%&#8221; custom_margin=&#8221;-5px|-25px||-5px||&#8221; custom_padding=&#8221;|11px||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u0920\u0940\u0915 \u090f\u0915 \u0926\u0936\u0915 \u092a\u0939\u0932\u0947, \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0932\u0947\u0928\u0926\u0947\u0928 \u092e\u0947\u0902 \u0928\u0915\u0926 \u0930\u093e\u0936\u093f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0925\u093e, \u0914\u0930 \u0915\u093e\u0930\u094d\u0921 \u0938\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092c\u093e\u0924 \u0906\u0924\u0940 \u0925\u0940 \u0924\u094b \u092c\u0921\u093c\u0947 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930 \u091d\u093f\u091d\u0915 \u092e\u0939\u0938\u0942\u0938 \u0939\u094b\u0924\u0940 \u0925\u0940\u0964 \u0915\u094d\u092f\u093e \u0906\u092a \u0935\u0947 \u0926\u093f\u0928 \u092f\u093e\u0926 \u0915\u0930 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902, \u091c\u092c \u092a\u0948\u0938\u0947 \u0915\u0947 \u092c\u0926\u0932\u0947 \u0915\u0948\u0902\u0921\u0940 \u0926\u0947 \u0926\u0947\u0928\u093e \u090f\u0915 \u0906\u092e \u092c\u093e\u0924 \u0939\u0941\u0906 \u0915\u0930\u0924\u0940 \u0925\u0940? \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0939\u092e\u0928\u0947 \u0905\u092a\u0928\u0940 \u0906\u0901\u0916\u094b\u0902 \u0915\u0947 \u0920\u0940\u0915 \u0938\u093e\u092e\u0928\u0947 \u0907\u0938\u092e\u0947\u0902 \u0939\u0941\u090f \u092c\u095c\u0947 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u094b \u0926\u0947\u0916\u093e \u0939\u0948, \u090f\u0915 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902, \u091c\u093f\u0938\u0928\u0947 \u0939\u092e\u093e\u0930\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 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\u0921\u094d\u0930\u093e\u0907\u0935\u0930 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0935\u0948\u0932\u0947\u091f \u092a\u093e\u0930\u094d\u0915\u093f\u0902\u0917 \u0924\u0915, \u0938\u092c\u094d\u091c\u0940 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0938\u0947 \u0932\u0947\u0915\u0930 \u091f\u094b\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0924\u0915, \u092c\u093f\u091c\u0932\u0940 \u092c\u093f\u0932 \u0938\u0947 \u0932\u0947\u0915\u0930 \u092c\u094d\u0930\u0949\u0921\u092c\u0948\u0902\u0921 \u0915\u0928\u0947\u0915\u094d\u0936\u0928 \u0924\u0915, \u0938\u092d\u0940\u0964 \u092f\u0939\u093e\u0901 \u0924\u0915 \u0915\u093f \u0939\u092e\u093e\u0930\u0940 \u092a\u0938\u0902\u0926\u0940\u0926\u093e \u091a\u093e\u092f \u0914\u0930 \u0938\u092e\u094b\u0938\u0947 (\u092d\u093e\u0930\u0924\u0940\u092f \u092a\u094d\u0930\u0938\u093f\u0926\u094d\u0927 \u0938\u094d\u0928\u0948\u0915\u094d\u0938) \u0915\u0947 \u0926\u0941\u0915\u093e\u0928 \u0935\u093e\u0932\u0947 \u092d\u0940 UPI \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u092d\u093e\u0930\u0924 \u091c\u0948\u0938\u0947 \u0905\u0924\u094d\u092f\u0902\u0924 \u0930\u0942\u0922\u093c\u093f\u0935\u093e\u0926\u0940 \u0914\u0930 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0926\u0947\u0936 \u092e\u0947\u0902 \u0905\u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0932\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>\u092f\u0939 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0928\u0940\u0924\u093f\u0917\u0924 \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u092a\u0930 \u0924\u0915\u0928\u093f\u0915\u0940 \u0938\u092e\u093e\u0927\u093e\u0928 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0930\u0941\u091a\u093f \u0914\u0930 \u0926\u0915\u094d\u0937\u0924\u093e \u0915\u093e \u090f\u0915 \u0909\u0926\u093e\u0939\u0930\u0923 \u0939\u0948 UPI, \u091c\u093f\u0938 \u0928\u0947 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\u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u092a\u0928\u0947 \u0938\u094d\u092e\u093e\u0930\u094d\u091f\u092b\u093c\u094b\u0928 \u0915\u094b \u0935\u0930\u094d\u091a\u0941\u0905\u0932 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u090f\u0915 \u092c\u093e\u0927\u093e-\u0930\u0939\u093f\u0924 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0932\u0947\u0928\u0926\u0947\u0928 \u0938\u0902\u092d\u0935 \u0939\u094b \u092a\u093e\u0924\u093e \u0939\u0948\u0964 UPI \u0915\u0947 \u0915\u093e\u0930\u0923 \u0905\u092c \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u092a\u093e\u0938 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0927\u0928\u0930\u093e\u0936\u093f \u092d\u0947\u091c\u0928\u0947 \u0914\u0930 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0939\u0948, \u092f\u0939 \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u0947 \u090f\u0915 \u0928\u090f \u092f\u0941\u0917 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0939\u0948\u0964<\/p>\n<p>\u092f\u0942\u0928\u093f\u095e\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u095e\u0947\u0938 (UPI) \u090f\u0915 \u0910\u0938\u0940 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0939\u0948 \u091c\u094b \u0915\u0908 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u090f\u0915 \u0939\u0940 \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 (\u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u093e\u0917 \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u092c\u0948\u0902\u0915 \u0915\u0947) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u092e\u0930\u094d\u0925 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948, \u0915\u0908 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902, \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u092b\u0902\u0921 \u0930\u093e\u0909\u091f\u093f\u0902\u0917 \u0914\u0930 \u092e\u0930\u094d\u091a\u0947\u0902\u091f \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094b \u090f\u0915 \u0939\u0940 \u091b\u0924\u094d\u0930 (One Hood) \u092e\u0947\u0902 \u0935\u093f\u0932\u092f \u0915\u0930 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 &#8220;\u092a\u0940\u092f\u0930 \u091f\u0942 \u092a\u0940\u092f\u0930&#8221; \u092f\u093e\u0928\u093f \u201c\u0938\u0940\u0927\u0947 \u0926\u094b \u092a\u0915\u094d\u0937\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a\u201d \u0932\u0947\u0928\u0926\u0947\u0928 \u0905\u0928\u0941\u0930\u094b\u0927 \u0915\u094b \u092d\u0940 \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u0947 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0914\u0930 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0936\u0947\u0921\u094d\u092f\u0942\u0932 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/filose.com\/news-and-blogs\/wp-content\/uploads\/2023\/07\/digital-transactions-in-india.jpg\" \/><\/p>\n<h2>UPI \u092e\u0947\u0902 \u0910\u0938\u0940 \u0915\u094d\u092f\u093e \u0959\u093e\u0938 \u092c\u093e\u0924 \u0939\u0948?<\/h2>\n<ul>\n<li>\u0927\u0928\u0930\u093e\u0936\u093f \u0915\u093e \u0930\u093f\u092f\u0932-\u091f\u093e\u0907\u092e \u091f\u094d\u0930\u093e\u0902\u0938\u095e\u0930: \u0905\u092a\u0928\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u0921\u093f\u0935\u093e\u0907\u0938 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947, \u0915\u092d\u0940 \u092d\u0940, \u0915\u0939\u0940\u0902 \u092d\u0940, \u092f\u0939\u093e\u0901 \u0924\u0915 \u0915\u093f \u0938\u092a\u094d\u0924\u093e\u0939\u093e\u0902\u0924 \u0914\u0930 \u091b\u0941\u091f\u094d\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0926\u093f\u0928 \u092e\u0947\u0902 \u092d\u0940 \u0927\u0928\u0930\u093e\u0936\u093f \u0915\u094b \u0930\u093f\u092f\u0932-\u091f\u093e\u0907\u092e \u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u091f\u094d\u0930\u093e\u0902\u0938\u095e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u093e \u0906\u0928\u0902\u0926 \u0932\u0947\u0902\u0964<\/li>\n<li>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u092c\u0948\u0902\u0915\u093f\u0902\u0917: \u0905\u092a\u0928\u0947 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0905\u0928\u0941\u092d\u0935 \u0915\u094b \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f, \u090f\u0915 \u0939\u0940 \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0915\u0908 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u0910\u0915\u094d\u0938\u0947\u0938 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li>\u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0938\u093f\u0902\u0917\u0932 \u0915\u094d\u0932\u093f\u0915 \u092a\u094d\u0930\u092e\u093e\u0923\u0940\u0915\u0930\u0923: \u092a\u094d\u0932\u0947\u091f\u092b\u093c\u0949\u0930\u094d\u092e \u090f\u0915 \u092e\u091c\u092c\u0942\u0924 \u0914\u0930 \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0938\u093f\u0902\u0917\u0932-\u0915\u094d\u0932\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u0941\u0935\u093f\u0927\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0928\u093f\u092f\u093e\u092e\u0915 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092c\u0947\u0939\u0924\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n<li>\u0935\u0930\u094d\u091a\u0941\u0905\u0932 \u0915\u0938\u094d\u091f\u092e\u0930 \u090f\u0921\u094d\u0930\u0947\u0938: \u0939\u092e\u093e\u0930\u0940 \u092a\u0941\u0932 \u090f\u0902\u0921 \u092a\u0941\u0936 \u095e\u0940\u091a\u0930 \u0915\u0940 \u092e\u0926\u0926 \u0938\u0947, \u0906\u092a \u0915\u093e\u0930\u094d\u0921 \u0928\u0902\u092c\u0930, \u0916\u093e\u0924\u093e \u0938\u0902\u0916\u094d\u092f\u093e \u092f\u093e IFSC \u0915\u094b\u0921 \u091c\u0948\u0938\u0947 \u0938\u0902\u0935\u0947\u0926\u0928\u0936\u0940\u0932 \u0935\u093f\u0935\u0930\u0923 \u0926\u0930\u094d\u095b \u0915\u093f\u090f \u092c\u093f\u0928\u093e, \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0938\u094d\u0924\u0930\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0915\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<li>QR \u0915\u094b\u0921 \u090f\u0915\u0940\u0915\u0930\u0923: QR \u0915\u094b\u0921 \u0915\u094b \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094b \u0938\u0930\u0932 \u092c\u0928\u093e\u090f\u0901, \u0928\u0915\u0926\u0940 \u0915\u094b \u0938\u093e\u0925 \u0932\u0947 \u091c\u093e\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u094b \u0916\u0924\u094d\u092e \u0915\u0930\u0947\u0902 \u092f\u093e \u0915\u0948\u0936 \u0911\u0928 \u0921\u093f\u0932\u0940\u0935\u0930\u0940 \u0911\u0930\u094d\u0921\u0930 \u0915\u0947 \u0932\u093f\u090f \u0938\u091f\u0940\u0915 \u092c\u0926\u0932\u093e\u0935 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e \u0906\u0938\u093e\u0928 \u092c\u0928\u093e\u092f\u093e: \u090f\u0915 \u0939\u0940 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u092f\u093e \u0907\u0928-\u0910\u092a \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902, \u091c\u093f\u0938\u0938\u0947 \u0938\u0941\u0935\u093f\u0927\u093e \u0914\u0930 \u0926\u0915\u094d\u0937\u0924\u093e \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u094b\u0917\u0940\u0964<\/li>\n<li>\u0935\u093f\u0935\u093f\u0927 \u092d\u0941\u0917\u0924\u093e\u0928 \u0935\u093f\u0915\u0932\u094d\u092a: \u092f\u0942\u091f\u093f\u0932\u093f\u091f\u0940 \u092c\u093f\u0932\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902, \u0913\u0935\u0930-\u0926-\u0915\u093e\u0909\u0902\u091f\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902, \u0914\u0930 \u0938\u094d\u0915\u0948\u0928-\u090f\u0902\u0921-\u092a\u0947 \u091c\u0948\u0938\u0947 \u0924\u094d\u0935\u0930\u093f\u0924 \u0914\u0930 \u0938\u0941\u0935\u093f\u0927\u093e\u091c\u0928\u0915 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u0932\u093f\u090f QR \u0915\u094b\u0921 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li>\u0938\u0941\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093f\u0924 \u0926\u093e\u0928 \u0914\u0930 \u0905\u0926\u093e\u092f\u0917\u0940: \u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u092a\u0928\u0940\u092f\u0924\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f, \u0926\u093e\u0928, \u0915\u0932\u0947\u0915\u094d\u0936\u0928 \u0914\u0930 \u0905\u0926\u093e\u092f\u0917\u0940 \u0915\u094b \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n<li>\u092e\u094b\u092c\u093e\u0907\u0932 \u0915\u0947 \u095b\u0930\u093f\u090f \u0936\u093f\u0915\u093e\u092f\u0924 \u0938\u092e\u093e\u0927\u093e\u0928: \u0938\u0940\u0927\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0938\u0947 \u0936\u093f\u0915\u093e\u092f\u0924\u0947\u0902 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0926\u0930\u094d\u095b \u0915\u0930\u0947\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0906\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u093e \u0924\u094d\u0935\u0930\u093f\u0924 \u0914\u0930 \u0915\u0941\u0936\u0932 \u0938\u092e\u093e\u0927\u093e\u0928 \u0938\u0902\u092d\u0935 \u0939\u094b \u0938\u0915\u0947\u0964<\/li>\n<\/ul>\n<h2>UPI \u0915\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f:<\/h2>\n<p>\u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u0947 \u092a\u0939\u093f\u092f\u0947 \u0928\u0947 \u092a\u0939\u0932\u0947 \u0939\u0940 \u0918\u0942\u092e\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u091c\u0928\u0935\u0930\u0940 2023 \u092e\u0947\u0902, \u092f\u0942\u0928\u093f\u095e\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f \u0907\u0902\u091f\u0930\u095e\u0947\u0938 (UPI) \u092a\u0930 \u0906\u0920 \u092c\u093f\u0932\u093f\u092f\u0928 \u0932\u0947\u0928\u0926\u0947\u0928 \u0939\u0941\u090f \u0939\u0948\u0902 \u091c\u094b \u0915\u093f 800 \u0915\u0930\u094b\u0921\u093c \u0915\u0947 \u092c\u0930\u093e\u092c\u0930 \u0939\u0948\u0902, \u091c\u093f\u0928\u0915\u0940 \u0915\u0940\u092e\u0924 \u0932\u0917\u092d\u0917 200 \u092c\u093f\u0932\u093f\u092f\u0928 \u0921\u0949\u0932\u0930 (\u0932\u0917\u092d\u0917 2 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947) \u0925\u0940\u0964 UPI \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0936\u093e\u0938\u0915\u0940\u092f \u0928\u093f\u0915\u093e\u092f, \u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (NPCI) \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u092c \u0926\u0947\u0936 \u092e\u0947\u0902 \u0938\u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u093e 40% \u0939\u093f\u0938\u094d\u0938\u093e \u0930\u0916\u0924\u093e \u0939\u0948, \u091c\u094b \u0915\u093f \u090f\u0915 \u092c\u0939\u0941\u0924 \u092c\u095c\u0940 \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u0939\u0948\u0964 \u092f\u0939 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0915\u093e\u0930\u0940 \u092c\u0926\u0932\u093e\u0935, \u0928\u0915\u0926\u0940 \u092a\u0930 \u092d\u093e\u0930\u0924 \u0915\u0940 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0928\u093f\u0930\u094d\u092d\u0930\u0924\u093e \u092a\u0930 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u090f\u0915 \u092c\u0939\u0941\u0924 \u092c\u0921\u093c\u0947 \u092c\u0926\u0932\u093e\u0935 \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u094b \u0907\u0938\u0915\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u092e\u0947\u0902 \u090f\u0915 \u0928\u090f \u092f\u0941\u0917 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n<h2>UPI \u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0938\u094d\u0924\u0902\u092d:<\/h2>\n<p>\u092d\u093e\u0930\u0924 \u0928\u0947 \u0938\u092b\u0932\u0924\u093e\u092a\u0942\u0930\u094d\u0935\u0915 \u090f\u0915 \u0918\u0930\u0947\u0932\u0942 \u0924\u094d\u0935\u0930\u093f\u0924 (\u0907\u0902\u0938\u094d\u091f\u0947\u0902\u091f) \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u093f\u092f\u093e \u0939\u0948 \u091c\u093f\u0938\u0928\u0947 \u0935\u094d\u092f\u093e\u092a\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0938\u094d\u0935\u0930\u0942\u092a \u0915\u094b \u092c\u0926\u0932 \u0926\u093f\u092f\u093e \u0939\u0948 \u0914\u0930 \u0932\u093e\u0916\u094b\u0902 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092e\u0947\u0902 \u0932\u0947 \u0906\u0908 \u0939\u0948\u0964 \u092f\u0939 \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u0940 \u0917\u0908 \u092a\u0939\u0932 \u0914\u0930 \u092e\u091c\u092c\u0942\u0924 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915-\u0928\u093f\u091c\u0940 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u0940 \u0915\u0947 \u0938\u0902\u092f\u094b\u091c\u0928 \u0938\u0947 \u0938\u0902\u092d\u0935 \u0939\u094b \u092a\u093e\u0908 \u0939\u0948\u0964<\/p>\n<p>\u0907\u0938 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947, \u092d\u093e\u0930\u0924 \u0928\u0947 \u0905\u092d\u0942\u0924\u092a\u0942\u0930\u094d\u0935 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0915\u0948\u0938\u0947 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0924\u0915\u0928\u0940\u0915\u0940 \u0907\u0928\u094b\u0935\u0947\u0936\u0928 \u0935\u093f\u0915\u093e\u0938\u0936\u0940\u0932 \u0926\u0947\u0936\u094b\u0902 \u092a\u0930 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u092d\u093e\u0935 \u0921\u093e\u0932 \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u0917\u0924\u093f \u092e\u093f\u0932 \u0938\u0915\u0947\u0964 \u092d\u093e\u0930\u0924 \u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0907\u0938 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915-\u0928\u093f\u091c\u0940 \u092e\u0949\u0921\u0932 \u0915\u094b \u0935\u093f\u0936\u094d\u0935 \u092d\u0930 \u092e\u0947\u0902 \u092b\u0948\u0932\u093e\u0928\u093e \u0914\u0930 \u0916\u0941\u0926 \u0915\u094b \u0909\u0928 \u0935\u093f\u091a\u093e\u0930\u094b\u0902 \u0915\u0947 \u0907\u0928\u0915\u094d\u092f\u0942\u092c\u0947\u091f\u0930 \u092f\u093e\u0928\u093f \u0928\u090f \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0906\u0917\u0947 \u092c\u095d\u093e\u0928\u0947 \u0914\u0930 \u0935\u093f\u0915\u0938\u093f\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u0948, \u091c\u094b \u0926\u0941\u0928\u093f\u092f\u093e \u092d\u0930 \u0915\u0947 \u0917\u0930\u0940\u092c \u0926\u0947\u0936\u094b\u0902 \u0915\u093e \u0909\u0924\u094d\u0925\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0947 \u092e\u0942\u0932 \u0915\u093e\u0930\u0915 \u0939\u0948\u0902, \u0935\u093f\u0936\u093f\u0937\u094d\u091f JAM \u0915\u0940 \u0924\u093f\u0917\u095c\u0940 \u2013 J \u092f\u093e\u0928\u093f, \u091c\u0928 \u0927\u0928 \u0916\u093e\u0924\u0947, A \u092f\u093e\u0928\u093f, \u0906\u0927\u093e\u0930 \u0914\u0930 M \u092f\u093e\u0928\u093f \u092e\u094b\u092c\u093e\u0907\u0932 \u2013 \u092f\u0947 \u0935\u0947 \u0924\u0940\u0928 \u0938\u094d\u0924\u0902\u092d \u0939\u0948\u0902 \u091c\u093f\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u0902\u092a\u0942\u0930\u094d\u0923 \u0906\u0930\u094d\u0925\u093f\u0915 \u0907\u0915\u094b\u0938\u093f\u0938\u094d\u091f\u092e \u092e\u0947\u0902 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0932\u093e \u0926\u0940 \u0939\u0948\u0964<\/p>\n<p>\u092a\u0939\u0932\u093e \u0938\u094d\u0924\u0902\u092d \u0939\u0948, \u092a\u0940\u090f\u092e \u091c\u0928 \u0927\u0928 \u092f\u094b\u091c\u0928\u093e, \u091c\u093f\u0938\u0947 \u0907\u0938 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e \u0915\u093f \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0935\u092f\u0938\u094d\u0915 \u092d\u093e\u0930\u0924\u0940\u092f \u0915\u0947 \u092a\u093e\u0938 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0939\u094b \u091c\u093f\u0938\u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 (financial inclusion) \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0947\u0964 2022 \u0924\u0915 \u092c\u095c\u0947 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930 46.25 \u0915\u0930\u094b\u0921\u093c \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0916\u094b\u0932\u0947 \u0917\u090f \u0939\u0948\u0902, \u091c\u093f\u0928\u092e\u0947\u0902 \u0938\u0947 56% \u092e\u0939\u093f\u0932\u093e\u0913\u0902 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 67% \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0905\u0930\u094d\u0927-\u0936\u0939\u0930\u0940 (semi-urban) \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0916\u094b\u0932\u0947 \u0917\u090f \u0939\u0948\u0902, \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u091c\u093f\u0938\u0915\u0940 \u0915\u0941\u0932 \u0927\u0928\u0930\u093e\u0936\u093f \u0939\u0948 1,73,954 \u0915\u0930\u094b\u0921\u093c \u0930\u0942\u092a\u092f\u0947\u0964<\/p>\n<p>\u0926\u0942\u0938\u0930\u093e \u0938\u094d\u0924\u0902\u092d \u0939\u0948, \u0906\u0927\u093e\u0930, \u091c\u093f\u0938\u0928\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092a\u0939\u091a\u093e\u0928 \u0938\u0947\u0935\u093e\u0913\u0902 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\u091f\u0947\u0932\u093f\u0915\u0949\u092e \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u091c\u0948\u0938\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u0928 \u0917\u092f\u093e \u0939\u0948\u0964 \u0906\u091c 99% \u0935\u092f\u0938\u094d\u0915\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 \u092c\u093e\u092f\u094b\u092e\u0947\u091f\u094d\u0930\u093f\u0915 \u092a\u0939\u091a\u093e\u0928 \u0938\u0902\u0916\u094d\u092f\u093e (\u0906\u0907\u0921\u0947\u0902\u091f\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u0928\u0902\u092c\u0930) \u0939\u0948, \u0938\u093e\u0925 \u0939\u0940 1.3 \u092c\u093f\u0932\u093f\u092f\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0906\u0908\u0921\u0940 \u091c\u093e\u0930\u0940 \u0915\u0940 \u091c\u093e \u091a\u0941\u0915\u0940 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0906\u0908\u0921\u0940 \u0928\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 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\u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u094b\u0902 \u0928\u0947 \u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924, \u0913\u092e\u093e\u0928, \u0938\u090a\u0926\u0940 \u0905\u0930\u092c, \u092e\u0932\u0947\u0936\u093f\u092f\u093e, \u092b\u094d\u0930\u093e\u0902\u0938, BENELUX \u092c\u093e\u091c\u093e\u0930\u094b\u0902 (\u092c\u0947\u0932\u094d\u091c\u093f\u092f\u092e, \u0928\u0940\u0926\u0930\u0932\u0948\u0902\u0921 \u0914\u0930 \u0932\u0915\u094d\u091c\u093c\u092e\u092c\u0930\u094d\u0917) \u0914\u0930 \u0938\u094d\u0935\u093f\u091f\u094d\u091c\u0930\u0932\u0948\u0902\u0921 \u091c\u0948\u0938\u0947 \u0926\u0947\u0936\u094b\u0902 \u0924\u0915 \u0905\u092a\u0928\u0940 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u092c\u095d\u093e\u092f\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u092d\u093e\u0930\u0924 \u0928\u0947 13 \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0938\u092e\u091d\u094c\u0924\u093e \u091c\u094d\u091e\u093e\u092a\u0928 (Memorandums of Understanding &#8211; MoUs) \u092a\u0930 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0915\u093f\u090f \u0939\u0948\u0902, \u091c\u093f\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f UPI \u0907\u0902\u091f\u0930\u095e\u0947\u0938 \u0915\u094b \u0905\u092a\u0928\u093e\u0928\u093e \u0939\u0948, \u091c\u094b \u092d\u093e\u0930\u0924 \u0915\u0947 \u092e\u091c\u092c\u0942\u0924 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0922\u093e\u0902\u091a\u0947 \u092e\u0947\u0902 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0939\u093f\u0924 \u0915\u094b \u0909\u091c\u093e\u0917\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<p>UPI \u0928\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u092e\u0947\u0902 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0932\u093e \u0926\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0932\u093e\u0916\u094b\u0902 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0938\u0941\u0935\u093f\u0927\u093e, \u092a\u0939\u0941\u0901\u091a \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0941\u0908 \u0939\u0948\u0964 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0932\u0947\u091f\u092b\u093e\u0930\u094d\u092e\u094b\u0902 \u092a\u0930 \u0905\u092a\u0928\u0947 \u0938\u0939\u091c \u090f\u0915\u0940\u0915\u0930\u0923 \u0914\u0930 \u0924\u0924\u094d\u0915\u093e\u0932, \u092a\u0940\u092f\u0930-\u091f\u0942-\u092a\u0940\u092f\u0930 \u092f\u093e\u0928\u093f \u0926\u094b \u092a\u0915\u094d\u0937\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0938\u0940\u0927\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0928\u0947 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u0947 \u0915\u093e\u0930\u0923, UPI \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0935\u093f\u0915\u093e\u0938 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u0941\u0916\u094d\u092f \u0938\u094d\u0930\u094b\u0924 \u092c\u0928 \u0917\u092f\u093e \u0939\u0948\u0964 \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u092d\u093e\u0930\u0924 UPI \u0915\u0940 \u0936\u0915\u094d\u0924\u093f \u0915\u094b \u0905\u092a\u0928\u093e\u0924\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948, \u0939\u092e \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u092e\u0947\u0902 \u0914\u0930 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u0917\u0924\u093f \u0914\u0930 \u0907\u0928\u094b\u0935\u0947\u0936\u0928 \u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u094b \u0905\u0902\u0924\u0924\u0903 \u0926\u0947\u0936 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u0915\u0928\u0947\u0915\u094d\u091f\u0947\u0921 \u0914\u0930 \u0915\u0948\u0936\u0932\u0947\u0938 \u092f\u093e\u0928\u093f \u0928\u0915\u0926-\u0930\u0939\u093f\u0924 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u094b \u0906\u0915\u093e\u0930 \u0926\u0947\u0917\u093e\u0964<\/p>\n<p>\u0909\u092a\u0930\u094b\u0915\u094d\u0924 \u092c\u094d\u0932\u0949\u0917 \u0915\u094b \u0905\u0902\u0917\u094d\u0930\u0947\u091c\u0940 \u092e\u0947\u0902 \u092a\u0922\u093c\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <a href=\"https:\/\/www.fidelsoftech.com\/news-and-blogs\/upi-revolutionizing-digital-payments-in-india\" target=\"_blank\" rel=\"noopener\">\u092f\u0939\u093e\u0902 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